{"id":9454,"date":"2023-05-05T15:32:50","date_gmt":"2023-05-05T13:32:50","guid":{"rendered":"https:\/\/www.link2fleet.com\/levolution-de-la-mobilite-transforme-le-role-de-lassureur-automobile\/"},"modified":"2023-05-05T15:32:50","modified_gmt":"2023-05-05T13:32:50","slug":"levolution-de-la-mobilite-transforme-le-role-de-lassureur-automobile","status":"publish","type":"post","link":"https:\/\/www.link2fleet.com\/fr\/levolution-de-la-mobilite-transforme-le-role-de-lassureur-automobile\/","title":{"rendered":"L’\u00e9volution de la mobilit\u00e9 transforme le r\u00f4le de l’assureur automobile"},"content":{"rendered":"

L’\u00e9tude montre que l’adoption de la micro-mobilit\u00e9, des v\u00e9hicules partag\u00e9s et des solutions de transport multimodales parmi les clients urbains va doubler d’ici 2025, passant de 29% \u00e0 58%. La Belgique reste \u00e0 la traine, avec un int\u00e9r\u00eat moins marqu\u00e9 pour les v\u00e9hicules connect\u00e9s et l’\u00e9nergie alternative.<\/p>\n

Les v\u00e9hicules \u00e9lectriques (66%) et la conduite autonome (49%) ont \u00e9galement le vent en poupe.<\/p>\n

Face \u00e0 cette r\u00e9volution de la mobilit\u00e9, les assureurs automobiles sont confront\u00e9s \u00e0 des d\u00e9fis importants. Les co\u00fbts de r\u00e9paration des v\u00e9hicules \u00e9lectriques sont 53% plus \u00e9lev\u00e9s que pour les v\u00e9hicules thermiques. Les voitures connect\u00e9es, quant \u00e0 elles, pr\u00e9sentent un risque de piratage qui n’est pas encore pris en compte dans les polices d’assurances actuelles, a expliqu\u00e9 Jan Verlinden, sp\u00e9cialiste assurances chez Capgemini. En outre, le rapport montre que 42% des assur\u00e9s souhaiteraient une police d’assurance unique qui les couvre quel que soit leur mode de transport.<\/p>\n

Par ailleurs, les assureurs craignent que leurs capacit\u00e9s technologiques (63%) et leurs expertises (29%) fassent d\u00e9faut dans le d\u00e9veloppement de nouvelles offres. Difficult\u00e9 suppl\u00e9mentaire point\u00e9e par le rapport, la r\u00e9ticence pour les clients \u00e0 communiquer leurs donn\u00e9es personnelles. En Belgique, un consommateur sur cinq ne souhaiterait pas partager ses donn\u00e9es personnelles de mobilit\u00e9. Les assureurs belges sont \u00e9galement tr\u00e8s pr\u00e9occup\u00e9s par le mod\u00e8le de vente traditionnel de leur produit d’assurance, via les banques ou les courtiers.<\/p>\n","protected":false},"excerpt":{"rendered":"

L’\u00e9tude montre que l’adoption de la micro-mobilit\u00e9, des v\u00e9hicules partag\u00e9s et des solutions de transport multimodales parmi les clients urbains va doubler d’ici 2025, passant de 29% \u00e0 58%. La Belgique reste \u00e0 la traine, avec un int\u00e9r\u00eat moins marqu\u00e9 pour les v\u00e9hicules connect\u00e9s et l’\u00e9nergie alternative. Les v\u00e9hicules \u00e9lectriques (66%) et la conduite autonome […]<\/p>\n","protected":false},"author":4,"featured_media":4508,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[83,91],"tags":[],"class_list":["post-9454","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sssurance-risk-management-assistance-et-depannage","category-expertise-et-management"],"acf":[],"yoast_head":"\nL'\u00e9volution de la mobilit\u00e9 transforme le r\u00f4le de l'assureur automobile - link2fleet<\/title>\n<meta name=\"description\" content=\"L’\u00e9volution de la mobilit\u00e9, coupl\u00e9e \u00e0 l’essor des voitures \u00e9lectriques et v\u00e9hicules partag\u00e9s, modifie le r\u00f4le de l’assureur automobile traditionnel, ressort-il du dernier rapport de\u2026\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L'\u00e9volution de la mobilit\u00e9 transforme le r\u00f4le de l'assureur automobile - link2fleet\" \/>\n<meta property=\"og:description\" content=\"L’\u00e9volution de la mobilit\u00e9, coupl\u00e9e \u00e0 l’essor des voitures \u00e9lectriques et v\u00e9hicules partag\u00e9s, modifie le r\u00f4le de l’assureur automobile traditionnel, ressort-il du dernier rapport de\u2026\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.link2fleet.com\/fr\/levolution-de-la-mobilite-transforme-le-role-de-lassureur-automobile\/\" \/>\n<meta property=\"og:site_name\" content=\"link2fleet\" \/>\n<meta property=\"article:published_time\" content=\"2023-05-05T13:32:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/static.link2fleet.com\/wp-content\/uploads\/2024\/03\/assurance-auto-ebf67a98d662704d682ca7427004903b.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1400\" \/>\n\t<meta property=\"og:image:height\" content=\"787\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Damien Malvetti\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:description\" content=\"L’\u00e9volution de la mobilit\u00e9, coupl\u00e9e \u00e0 l’essor des voitures \u00e9lectriques et v\u00e9hicules partag\u00e9s, modifie le r\u00f4le de l’assureur automobile traditionnel, ressort-il du dernier rapport de\u2026\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Damien Malvetti\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.link2fleet.com\\\/fr\\\/levolution-de-la-mobilite-transforme-le-role-de-lassureur-automobile\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.link2fleet.com\\\/fr\\\/levolution-de-la-mobilite-transforme-le-role-de-lassureur-automobile\\\/\"},\"author\":{\"name\":\"Damien Malvetti\",\"@id\":\"https:\\\/\\\/www.link2fleet.com\\\/fr\\\/#\\\/schema\\\/person\\\/027cd46113c78036b3809c9a054049da\"},\"headline\":\"L’\u00e9volution de la mobilit\u00e9 transforme le r\u00f4le de l’assureur automobile\",\"datePublished\":\"2023-05-05T13:32:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.link2fleet.com\\\/fr\\\/levolution-de-la-mobilite-transforme-le-role-de-lassureur-automobile\\\/\"},\"wordCount\":262,\"publisher\":{\"@id\":\"https:\\\/\\\/www.link2fleet.com\\\/fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.link2fleet.com\\\/fr\\\/levolution-de-la-mobilite-transforme-le-role-de-lassureur-automobile\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/static.link2fleet.com\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/assurance-auto-ebf67a98d662704d682ca7427004903b.jpg\",\"articleSection\":[\"Assurances et assistance\",\"Gestion de flotte\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.link2fleet.com\\\/fr\\\/levolution-de-la-mobilite-transforme-le-role-de-lassureur-automobile\\\/\",\"url\":\"https:\\\/\\\/www.link2fleet.com\\\/fr\\\/levolution-de-la-mobilite-transforme-le-role-de-lassureur-automobile\\\/\",\"name\":\"L'\u00e9volution de la mobilit\u00e9 transforme le r\u00f4le de l'assureur automobile - 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